President Donald Trump’s latest healthcare proposal has sparked significant concern among critics, who argue that the plan could have severe financial consequences for working Americans while offering significant benefits to the wealthy. The idea of sending direct financial assistance to individuals for health insurance, rather than continuing to subsidize the Affordable Care Act (ACA) health insurance premiums, has been widely criticized as a flawed approach. Critics suggest that this method would likely push millions of people into high-deductible health plans, which require substantial out-of-pocket costs before coverage begins. These plans could lead to a dramatic increase in healthcare costs and potentially put a strain on families, especially those already facing financial difficulties. The proposal has been compared to a discount code system used for purchasing health insurance, but critics argue that this analogy is misleading. Instead of receiving a discount on premiums, individuals would be given funds to cover their healthcare expenses directly, a move that could result in significant financial risk for many.