PrivatBank, Ukraine’s largest state-owned bank, has reported a significant 44.5% increase in its corporate loan portfolio, reaching UAH 49.23 billion in the first nine months of 2025. This growth, outlined by Yevhen Zaigraiev, a senior member of the bank’s management board responsible for corporate and SME business, reflects PrivatBank’s commitment to expanding its market influence. The bank is actively pursuing an aggressive expansion strategy to compete effectively across all market segments.
The expansion comes as PrivatBank aims to strengthen its position within Ukraine’s financial sector, which has been undergoing significant changes due to economic recovery efforts following the ongoing conflict with Russia. With its focus on corporate and SME lending, the bank is targeting businesses that are essential to the country’s economic development.
The bank’s CEO, Yevhen Zaigraiev, emphasized the importance of this growth, stating, ‘Our increased lending capacity is a testament to our strategic focus on supporting the Ukrainian economy through sustainable financial solutions.’ This statement highlights the bank’s role in providing critical financial support to businesses during these challenging times.
PrivatBank’s aggressive expansion strategy is not only about increasing loan portfolios but also about enhancing its service offerings and technological capabilities. The bank is investing heavily in digital transformation initiatives to improve customer experience and operational efficiency, which are crucial for maintaining its competitive edge in the evolving financial landscape.
With the expansion of its corporate loan portfolio, PrivatBank is setting a precedent for other financial institutions in Ukraine to follow. As the economy continues to recover, the bank’s proactive approach is likely to have a positive impact on the overall financial ecosystem, promoting growth and stability. However, challenges such as economic uncertainty and regulatory compliance remain areas of concern that the bank must address as it moves forward with its ambitious growth plans.